Jess Lewis

Kenzi Kinard

Real Estate Business Development Representative

NMLS# 2548797

Kenzi Kinard

real estate business development representative

NMLS# 2548797

Why should you invest in real estate?

At ALLIANCE, we understand the importance of making informed investment decisions that align with your financial goals. There is an endless amount of reasons to make the big decision of becoming an investor, so we compiled a short list of a few!

High Cash Yield

Real estate investments offer the potential for high cash yields, providing investors with a consistent income stream. Unlike stocks and bonds, where returns are contingent on market fluctuations, rental income from real estate assets contributes to stable, ongoing cash flow.

Equity Buildup

Investing in real estate allows you to build equity over time. Mortgage payments contribute to reducing principal and increasing your ownership stake in the property. This intrinsic value growth is a unique advantage not present in stocks, bonds, or cash savings.

Leverage

Real estate provides unparalleled opportunities for leverage. Financing allows investors to control a significant asset with a relatively small initial investment. This ability to magnify returns can be a game-changer, especially in a carefully structured investment strategy.

Tax Advantages

Real estate investments come with a range of tax benefits. Interest payments on mortgages, property depreciation, and various expenses associated with property management can be leveraged to optimize your tax position. These advantages contribute to enhanced after-tax returns, further strengthening the case for real estate investment.

About Kenzi

You are in the right hands.

Kenzi Kinard, a Lubbock native, and Lubbock Christian University graduate holds a Master’s Degree from Texas Tech University. With a background in coaching and a passion for community service, Kenzi is now the Regional Real Estate Business Development Representative at ALLIANCE Credit Union, actively involved in various business lines. She serves on the Children’s Advocacy Board, supports The Children’s Home of Lubbock, and volunteers with Meals on Wheels. Kenzi enjoys family moments and attending Texas Tech sporting events in her free time.